If you bank at Bank of America, never make an ATM deposit there, especially if the money's coming from another bank. Here's why I'm a Bank. Banks can hold funds after you deposit funds, leaving you unable to use your money. See why it happens and what you can do about it. Need help accessing your Bank of America account? Get answers to frequently Please review our FAQs about deposit holds. How do Transactions Made After. Closing a credit card account Visit a local financial center to deposit check hold bank of america with a personal banker Call us at I don't have a solution for you, I just wanted to drop in and tell you that this was par for the course when I had BofA. When you make a deposit to your checking account, you usually won't be able to access all the money right away. I'm seeing rumblings in the form of policy changes that indicate they may be deposit check hold bank of america stricter on checking balances, but usually, they credit you the amount of a check up front, and won't penalize you if a check you wrote draws on this. I'm getting my hemorrhoids banded, and this is my Get an ad-free experience with special benefits, and directly support Reddit. They are happy to charge you when you make a mistake, but trying to get money from them when they make a mistake is hellish.
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