Definition of niche bank: nouna specialised bank which deals only with certain types of customers or services. The Reserve Bank of India is set to further expand the country's banking landscape with licences to new types of banks like wholesale banks or. Niche banks typically target a specific market and tailor the bank's operations to this target market's preferences. The differentiation could be on account of capital.
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Niche banks meaning in hindi -If the initial shareholding by promoter in the bank is in excess of 40 per cent, it should be brought down to 40 per cent within a period of five years. The small finance bank, in furtherance of the objectives for which it is set up, shall primarily undertake basic banking activities of acceptance of deposits and lending to unserved and underserved sections including small business units, small and marginal farmers, micro and small industries and unorganised sector entities. In view of the inherent risk of a small finance bank, it shall be required to maintain a minimum capital adequacy ratio of 15 per cent of its risk weighted assets RWA on a continuous basis, subject to any higher percentage as may be prescribed by RBI from time to time. However, joint ventures by different promoter groups for the purpose of setting up small finance banks would not be permitted. This technique helps them in making the final product much better. Related Articles.
: Niche banks meaning in hindi
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|UNION BANK OF INDIA MALAD WEST BRANCH CONTACT||A "community niche banks meaning in hindi is an informal designation that usually applies to smaller banks that primarily serve local residents and businesses. Banks portal. Passline Business Magazine. The Board of the small finance bank should have a majority of independent directors. Minimum Viable Product Definition: Minimum Viable Product or MVP is a development technique in which a new product is introduced in the market with basic features, but enough to get the attention of the consumers.|
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